SMSF Loan Experts

Using your SMSF to invest in property requires careful planning and compliance. We guide you through every step of the process to ensure your loan is structured correctly and aligned with your fund’s strategy.

Building Wealth Through Your Superannuation

Whether you’re just starting your self-managed super fund (SMSF) or growing it into a substantial retirement asset, making strategic investment decisions is key. At Seabreeze Finance, we help you unlock the potential of your super by guiding you through SMSF loan options tailored to property investment.

Since 2007, superannuation laws have allowed SMSFs to borrow under a Limited Recourse Borrowing Arrangement (LRBA) to purchase investment assets, including residential investment property and commercial property. However, strict regulations and lender policies make it essential to structure these loans correctly.

With our expertise, we help you navigate the complexities, ensuring compliance while maximising your investment potential – so you can take control of your financial future with confidence.

How It Works

Getting the right finance shouldn’t be overwhelming. At Seabreeze Finance, we keep things simple, transparent and tailored – so you feel supported from your first enquiry through to settlement and beyond. Here’s how we make it happen:

01

Book a Consultation

Reach out to schedule a time that suits you. We’ll start with a friendly, obligation-free chat to understand where you’re at and what you’re aiming for.

02

Discuss Your Needs

We’ll take a closer look at your goals, financial situation and preferences, then walk you through the options available – clearly and without the jargon.

03

Get a Tailored Solution

Using our panel of trusted lenders, we’ll match you with a solution that aligns with your needs and guide you through the application process from start to finish.

Our Lenders

Meet The Team

At Seabreeze Finance, our team is united by a genuine commitment to helping clients achieve their financial goals – whether that’s buying a dream home, growing a business, or finding a smarter way to manage debt. With a strong blend of expertise, passion, and people-first values, we’re here to guide you every step of the way.

Jarrod Wojtowicz

Founder & Finance Broker

Jarrod is passionate about helping people achieve their goals, whether it’s securing the right funding to grow a business, purchasing a dream home or refinancing.
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Renee Wojtowicz

Marketing Manager

With over 15 years of business experience and a strong background in Sales and Marketing, Renee is the driving force behind the brand and client experience at Seabreeze Finance.
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FAQs

An SMSF loan allows a Self-Managed Super Fund to borrow money to purchase an investment property, using the property as security under a special arrangement called a Limited Recourse Borrowing Arrangement (LRBA).