Smarter Lending for a Better Financial Future
Refinancing your loan can be a game-changer, whether you’re looking to secure a lower interest rate, reduce your repayments, access equity, or consolidate debt.
At Seabreeze Finance, we take the guesswork out of refinancing by comparing a wide range of lenders to find the best solution for your financial goals. With loan products and interest rates constantly changing, we ensure you’re not paying more than you need to.
Whether it’s your home loan, investment loan or business finance, we help you restructure your lending to improve cash flow, save money and achieve greater financial freedom.
How It Works
Getting the right finance shouldn’t be overwhelming. At Seabreeze Finance, we keep things simple, transparent and tailored, so you feel supported from your first enquiry through to settlement and beyond. Here’s how we make it happen:
Book a Consultation
Reach out to schedule a time that suits you. We’ll start with a friendly, obligation-free chat to understand where you’re at and what you’re aiming for.
Discuss Your Needs
We’ll take a closer look at your goals, financial situation and preferences, then walk you through the options available – clearly and without the jargon.
Get a Tailored Solution
Using our panel of trusted lenders, we’ll match you with a solution that aligns with your needs and guide you through the application process from start to finish.
Our Lenders


























Meet The Team
At Seabreeze Finance, our team is united by a genuine commitment to helping clients achieve their financial goals – whether that’s buying a dream home, growing a business, or finding a smarter way to manage debt. With a strong blend of expertise, passion and people-first values, we’re here to guide you every step of the way.
Jarrod Wojtowicz
Jarrod is passionate about helping people achieve their goals, whether it’s securing the right funding to grow a business, purchasing a dream home or refinancing.
Renee Wojtowicz
With over 15 years of business experience and a strong background in Sales and Marketing, Renee is the driving force behind the brand and client experience at Seabreeze Finance.
FAQs
Refinancing means replacing your existing loan with a new one, either with your current lender or a different one. It’s typically done to secure a better interest rate, lower repayments, adjust the loan term, access equity or take advantage of improved features and flexibility. This can apply to home loans, car loans, personal loans, or business finance.