Home Loan Broker
Navigating the complex world of home loans can be overwhelming, with hundreds of options available and constantly changing lender policies. At Seabreeze Finance, we take the stress out of the process by acting as your personal home loan expert, guiding you toward the best loan to suit your needs and financial goals.
Banks and lenders frequently update their credit policies, sometimes weekly, making interest rates just one part of the equation. Our expertise ensures that you’re not only securing a competitive rate but also choosing a loan with the right features and structure for long-term success.
By staying up to date with lender criteria, we maximise your chances of approval and provide a seamless, hassle-free experience from application to settlement.
How It Works
Getting the right finance shouldn’t be overwhelming. At Seabreeze Finance, we keep things simple, transparent and tailored – so you feel supported from your first enquiry through to settlement and beyond. Here’s how we make it happen:
Book a Consultation
Reach out to schedule a time that suits you. We’ll start with a friendly, obligation-free chat to understand where you’re at and what you’re aiming for.
Discuss Your Needs
We’ll take a closer look at your goals, financial situation and preferences, then walk you through the options available – clearly and without the jargon.
Get a Tailored Solution
Using our panel of trusted lenders, we’ll match you with a solution that aligns with your needs and guide you through the application process from start to finish.
Our Lenders


























Meet The Team
At Seabreeze Finance, our team is united by a genuine commitment to helping clients achieve their financial goals – whether that’s buying a dream home, growing a business, or finding a smarter way to manage debt. With a strong blend of expertise, passion, and people-first values, we’re here to guide you every step of the way.
Jarrod Wojtowicz
Jarrod is passionate about helping people achieve their goals, whether it’s securing the right funding to grow a business, purchasing a dream home or refinancing.
Renee Wojtowicz
With over 15 years of business experience and a strong background in Sales and Marketing, Renee is the driving force behind the brand and client experience at Seabreeze Finance.
FAQs
A mortgage (home loan), is a loan from a bank or financial institution that helps you buy a property. The loan amount includes the principal (borrowed amount), any fees and interest charges.
To take out a home loan, lenders usually require a deposit, which is a percentage of the property’s price.
The interest rate on your loan determines how much extra you pay over time and can be either fixed or variable, depending on your needs.